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WEBINAR- Terms of Assistance
June 7, 2022 - 2:00 pm - 3:30 pm
This training will unveil the new publication on Terms of Assistance. It will discuss the continuum of options for providing SHIP assistance, from offering grants to establishing direct loans that must be repaid in monthly installments. What considerations go into deciding when to make a grant versus a loan? If you make a loan, how do you secure it? Learn what is involved in establishing and recording the agreement. This training will help with the decision to establish a payment schedule or forgive a portion of assistance after a certain number of years. It will also address SHIP Subordination Policy at a time when increasing numbers of SHIP assisted properties require refinancing related to forbearance and modifications and provide guidance on direct loans compared to deferred payment loans. Finally, it will discuss model language and best practices for incorporating Community Land Trusts (CLTs) in your local SHIP strategy.