The federal government has allocated funding through the Florida Hardest-Hit Fund (HHF) program to help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own. Troubled homeowners in all 67 counties can apply for financial assistance.
Homeowners who qualify for financial assistance may receive up to 12 months of monthly first mortgage payments (including escrowed mortgage-related expenses) and funds to pay past due first mortgage payments to bring the mortgage current; these funds are paid directly to the loan servicer/lender.
Florida Housing Coalition’s Florida Hardest-Hit Fund Technical Assistance
Since the program’s inception in 2010, the Florida Housing Coalition has provided technical assistance and training to Advisor Agencies throughout Florida that help to implement the Hardest Hit program.
Training has been offered through face-to-face workshops, as well as regular staff calls and telephone technical assistance. The Coalition has offered assistance throughout the development of HHF – during the pilot program in Lee County, when the program was prepared to launched statewide, and when staff has required refresher training. Here is some of the feedback the Coalition received from its last round of workshops:
“It was very informative and it is good to have twice a year workshops to continue to expand our knowledge.”
“You all always do such a thorough job. Excellent information and explanations. Was worth the trip!”
“Fun and enjoyable workshop with every section explained thoroughly. As a result, I am much more confident with the program.”
Florida Housing Finance Corporation Hardest Hit Resources
Florida Housing Finance Corporation (Florida Housing) administers the Florida Hardest-Hit Fund. Quarterly reports to the US Department of Treasury that outline the progress of HHF are available on Florida Housing’s website.
Apply for Hardest Hit Fund Program Assistance
To apply for Florida HHF program assistance, use the official application website: https://www.flhardesthithelp.org/ .