State Housing Initiatives Partnership Program (SHIP)

SHIP LogoThe State Housing Initiatives Partnership Program (SHIP) provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. The program was designed to provide very low, low and moderate income families with assistance to purchase a home, money to repair or replace a home and many other types of housing assistance.


Call the Florida Housing Coalition’s SHIP hotline: 1-800-677-4548.

Technical assistance is available to you through the Affordable Housing Catalyst Program, funded by the Florida Housing Finance Corporation.  Our assistance helps you have success with SHIP.  We offer guidance on effective program design and help you comply with state and federal housing regulations.   We help you identify partners and resources, implement your program and account for the results and spending.

Telephone and email technical assistance is available Monday through Friday at 1 (800) 677-4548 and  We can answer your brief question to help finish today’s task or offer longer-term guidance to assist throughout the stages of a project.

On-site Assistance In some cases, we may visit your office to help you with a new initiative, review your tracking and SHIP files, meet with your advisory committee members, or whatever support you need.

Webinars and Workshops: These deliver an array of topics to help you administer and implement SHIP.  Email to be added to the list for announcements of upcoming trainings. Training topics include:

  • Affordable Housing Program Design and Implementation
  • Preparation of Policies and Procedures Manuals
  • Income Compliance and Eligibility Determination
  • Compliance with Regulations and Administration
  • Implementation of systems to maintain records, tracking, reporting, and monitoring of programs
  • Predevelopment, Development, and Rehabilitation Process for Rental and Homeownership Programs
  • Meeting Low-Income Set-Asides for Extremely Low Income and Special Needs Housing
  • Nonprofit Board and Staff Training/Organizational Capacity Building
  • Nonprofit Strategic and Business Plans



This great success is due to the collective efforts of our membership organizations, our collaborative work, our grassroots efforts, and our team of professional legislative advocates.  Below is a summary of the sections that pertain to our efforts, as well as the spreadsheet on SHIP appropriations by jurisdictions that was received today from the Florida Housing Finance Corporation. 


The House and Senate reached agreement June 16 on the FY 2015-2016 budget. The budget document has been published and will be voted on and passed early Friday evening, June 19.

Given the volatility of the session, the outcome was excellent.

  1. Housing appropriations from the Housing Trust Funds are $175 million, up from last year.
  2. Legislation that would have permanently reduced the amount of doc stamps coming into the Housing Trust Funds EVERY year was defeated.
  3. Another $4.4 million of general revenue and another $3.9 million from the SEED Trust Fund will be spent to fund homeless and other housing projects.

Click Here for the Spreadsheet on SHIP appropriations by jurisdictions

Summary of the state budget as it relates to housing.
This is from the agreed upon budget that will be passed Friday:

Housing funded from Sadowski Trust Funds at $175 million 
(lines (2240 and 2241)

Sweep to GR of $81 million ($75 from Local Government Housing Trust Fund and $6 million from SHTF)
Details of the $175 million:
$70 million to FHFC
(line 2240)

Of that

  • $48 million for SAIL targeted to developments serving elderly, families and homeless AND Each development funded must have at least 5%, but not more than 10% targeted to for persons who have disabling conditions as defined in section 420.0004 (7), F.S.
  • $10 million for a competitive grant program for developments designed, constructed, and targeted for persons with developmental disabilities as defined in 393.063, F.S. AND the money must go to private nonprofit organizations whose primary mission includes serving persons with developmental disabilities

That leaves $12 million available for FHFC.

$105 million to SHIP (line 2241) Note: Net to SHIP is $101 million

Of that

  • Each local government must use 20% of its allocation to serve persons with special needs as defined by s. 420.0004, F.S. AND first priority for use of these funds must be to serve persons with developmental disabilities as defined in s.363.063, F.S. The priority for the developmental disability funding must be home renovations to allow the persons to maintain their home ownership.
  • $3.8 million of SHIP funds transferred to DCF to implement the provisions of s. 420.622, F.S. [Homeless]
  • $200,000 to be used by DEO to provide training and technical assistance regarding affordable housing to designated lead agencies of homeless assistance continuums of care
  • From the entire SHIP allocation, local governments are permitted to create regional partnerships across jurisdictional boundaries through the pooling of appropriated funds to address homeless housing needs identified in local housing assistance plans.

In Addition to the $175 million:

The same line item in the budget for homeless from GR in DCF budget of $2,489,794 (Line 363)

The GR appropriation for homeless (line 363) has proviso language giving money directly to

  • $50,000 to be split evenly between all COC’s
  • $100,000 to Citrus Health Network for Safe Haven for Homeless Youth Program
  • $150,000 to the National Veterans Homeless Support in Brevard County for Transition House Homeless Veterans project
  • $189,791 to the Miami-Dade County Homeless Trust for services to the homeless
  • In the DEO budget (line 2233A)

SEED Trust Fund direct appropriations to

  • $1 million to Metropolitan Ministries for the Pasco Transitional Housing
  • $250,000 to Rebuilding Together Miami=Dade Safe and Healthy Homes
  • $1,200,000 to Sulzbacher Center for Women and Families
  • $800,000 to City of Ft. Lauderdale Rapid Re-Housing Project
  • $400,000 to Clearwater Homeless Emergency Project
  • $125,000 to I/DD Housing Coordination Initiative- The ARC of Florida
  • $150,000 to Fort Walton Beach Homeless Center

GR Appropriations in DEO budget, line 2233A:

  • $550,000 to Veterans Progress Villas- Leon County
  • $1 million to Building Homes for Heroes
  • $150,000 to Fort Walton Beach Homeless Center
  • $250,000 to Veterans Home Renovation- Pembroke Pines


The following language is in the implementing bill, and impacts SHIP and Homeless:
Section 67, beginning on line 2096

For FY 15-16, permits SHIP funds

(10) Notwithstanding ss. 420.9071(26) and 420.9075(5) and subsection (7), for the 2015-2016 fiscal year:

  • (a) The term “rent subsidies” means ongoing monthly rental assistance.
  • (b) Up to 25 percent of the funds made available in each county and each eligible municipality from the local housing distribution may be used for rental assistance and rent subsidies as provided in paragraph (c).
  • (c) A county or an eligible municipality may expend its portion of the local housing distribution to provide the following types of rental assistance and rent subsidies:
  1. Security and utility deposit assistance.
  2. Eviction prevention subsidies not to exceed 6 months’ rent.
  3. Rent subsidies for very-low-income households with at least one adult who is a person with special needs as defined in s. 420.0004 or a person who is homeless as defined in s. 420.621 when the person initially qualified for a rent subsidy. The period of rental subsidy may not exceed 12 months for any eligible household or person.
  • (d) This subsection expires July 1, 2016.

The following language is in the implementing bill and impacts the distribution of SAIL funds

Section 68. In order to implement Specific Appropriation 2240 of the 2015-2016 General Appropriations Act, subsection (10) is added to section 420.5087, Florida Statutes, to read:

420.5087 State Apartment Incentive Loan Program.—There is hereby created the State Apartment Incentive Loan Program for the purpose of providing first, second, or other subordinated  mortgage loans or loan guarantees to sponsors, including for- profit, nonprofit, and public entities, to provide housing affordable to very-low-income persons.

(10)(a) Notwithstanding subsection (3), for the 2015-2016 fiscal year, the reservation of funds for the tenant groups within each notice of fund availability shall be:

  1. Not less than 10 percent of the funds available at that time for the following tenant groups:
  • a. Families;
  • b. Persons who are homeless;
  • c. Persons with special needs; and
  • d. Elderly persons.

2. Not less than 5 percent of the funds available at that time for the commercial fishing workers and farmworkers tenant group.

  • (b) This subsection expires July 1, 2016.


SHIP Webinar Recordings




More 2015 Workshops Soon to Come


SHIP References



The Florida Housing Coalition encourages the use of the SHIP logo for use on all materials related to promoting SHIP. Feel free to use the SHIP logo to help brand all your success stories and SHIP information. Click the SHIP logo image to download and save the logo. 


SHIP Success Story – Real Purpose. Real Situations. Real Lives.

St. Pete vet receives rehabbed home, presented Congressional Gold Medal

William Scott- Montford Marine- St Pete(Click Photo to Play Video)

Nov. 8, 2013 — Officials revealed a rehabbed home for a St. Petersburg, Fla. veteran on Friday. Mr. William C. Scott was one of the original Montford Point Marines, the first black unit of the U.S. Marines Corp. Scott also served in World War II, the Korean War and Vietnam. In recent years, his home had fallen into disrepair. At 87, Scott needed help fixing up his home, saving it from code violations. With help from volunteers and donations, the state’s Housing Initiative Partnership was able to help him make the needed repairs. Friday, Scott was able to return to his newly rehabbed home.

View the full WFLA News Channel 8 video with photos.